A payday loan often has a high interest rate and your previous payroll or records of employment will be required to facilitate the approval of the loan.
Credit card balance attracts a high rate of interest. Don’t get carried away by the “minimum payment due” box in the credit card statement. When you avoid making full payment of your credit card balance and postpone it to the next month, it will eventually add up. If you have a credit card balance, make its payment your highest priority. Here are some tips for you to pay off your credit card balance.